A friend in the UK has a 2-year-oldFinance

Task prompt

A friend in the UK has a 2-year-old medium mixed-breed dog and wants a lifetime pet insurance policy. Compare Petplan's Covered For Life plan against Waggel's lifetime policy using current official product pages, FAQs, and policy wording. Compare the cover level options, annual vet-fee limits, whether dental illness is included or excluded and under what conditions or sub-limits, and the excess or co-payment structure for each. Check for any breed- or age-related exclusions relevant to the dog. Because the exact breed mix and individual quote details are not provided, do not assume eligibility or a specific excess: state which conclusions are confirmed publicly, which depend on the dog's constituent breeds or an individual quote, and what the owner must verify. Deliver a side-by-side comparison with a conditional recommendation based on the requested coverage criteria.