Reg CC large-deposit exception (aggregate-per-banking-day) hold exposureCompliance & Regulatory

Task prompt

I'm putting together a Reg CC large-deposit hold exposure brief for mobile check deposits (MRDC). I only want deposits where the money actually reached the customer. For any banking day where a customer's deposits crossed the $5,525 large-deposit exception line, I need: how many deposits were involved, how much we held above that $5,525 line in total (USD), and on average how long customers waited for those funds to become available after submitting. When you're done, open a Slack channel called "reg-cc-large-deposit-exposure", post a short summary with those three numbers, and pin it. A readable checklist is fine — just make sure the figures are in the message.